If Santander 123 drops interest to 2% is it still worth it?
Update, 1 November: Santander has now slashed the headline rate paid from 3% to 1.5%. Read my Santander 123 slashed – should you ditch it? analysis for what to do if you’re one of its customers. The Santander 123 bank account has been my and this site’s top savings pick for four years. It pays 3% interest if...
First-time buyers’ trick: Max LISA and Help to Buy ISA gains by timing it right
The new Lifetime ISA (LISA) launches next April. It allows eligible savers to put away up to £4,000 a year. Then if it’s used for a first-time home purchase or retirement, the state adds a 25% bonus on top – a possible £1,000 a year bonus for up to 30 years. While the already up-and-running Help to Buy...
Panicked about interest on your student loan statement? For many it’s nonsense!
You graduate from uni, ready to face the world – check your student loan statement online and discover £150 a month interest is being added. It’s a frightening prospect. However, for many people this statement and the interest added is irrelevant and may as well be ignored. I’ve often heard it said that all English students in England who...
Tell your MP to fight disgraceful retrospective student loan hike
It’s against all forms of natural justice and good governance. The Government, without asking Parliament, has changed the terms of student loans, long after many students signed up to them – indeed some had already graduated when they did it. More than 130,000 people signed a petition forcing a parliamentary debate on this hike that will cost...
Latest MoneySaving Tips
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Martin's 10 financial quirksIncl how to make £100s
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Warning. Check card contact detailsOr risk purchases being declined
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40+ supermarket couponsIncl free nappies
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Boots tricksEg, £43 of No7 for £10
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Mobile firms slash pricesIncl cheapest EVER 5GB Sim & iPhones
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5th self-employment grant updateGovt puts out new info
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Theme park 2for1sThey're back
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Ending. Shift card debts to 29mths 0%Plus get £25 cashback
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18 Ikea hacksIncl 60-70% off
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Travel refund rightsAs Portugal axed from 'green list'
Recent Blogs
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Martin Lewis: Why you shouldn't worry too much about your credit score – it’s not actually a real thing
14 June 2021![]()
When it comes to finances, numbers are key – whether it's what you earn, your credit card balance or the interest rate on your mortgage, small changes can add up to a big difference. Yet there's one number you shouldn't pay too much attention to – your credit score. -
Martin Lewis VIDEO: Should you pay off your Plan 1 student loan?
18 May 2021![]()
If you started university between 1998 and 2012, or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide...
