If Santander 123 drops interest to 2% is it still worth it?
Update, 1 November: Santander has now slashed the headline rate paid from 3% to 1.5%. Read my Santander 123 slashed – should you ditch it? analysis for what to do if you’re one of its customers. The Santander 123 bank account has been my and this site’s top savings pick for four years. It pays 3% interest if...
First-time buyers’ trick: Max LISA and Help to Buy ISA gains by timing it right
The new Lifetime ISA (LISA) launches next April. It allows eligible savers to put away up to £4,000 a year. Then if it’s used for a first-time home purchase or retirement, the state adds a 25% bonus on top – a possible £1,000 a year bonus for up to 30 years. While the already up-and-running Help to Buy...
Panicked about interest on your student loan statement? For many it’s nonsense!
You graduate from uni, ready to face the world – check your student loan statement online and discover £150 a month interest is being added. It’s a frightening prospect. However, for many people this statement and the interest added is irrelevant and may as well be ignored. I’ve often heard it said that all English students in England who...
Tell your MP to fight disgraceful retrospective student loan hike
It’s against all forms of natural justice and good governance. The Government, without asking Parliament, has changed the terms of student loans, long after many students signed up to them – indeed some had already graduated when they did it. More than 130,000 people signed a petition forcing a parliamentary debate on this hike that will cost...
Latest MoneySaving Tips
-
12 urgent banking need-to-knowsIncl 0% Covid overdrafts ending
-
New. Slash your mobile costsEg, '£6.33/mth' for 8GB Sim
-
Spain travel chaos rightsPlus what'd happen if turmoil spreads elsewhere
-
New. Eat Out to Help Out toolFind restaurants near you taking part
-
Beauty dupes£10 Lottie London vs £43 Urban Decay eyeshadow
-
Martin's free fin ed textbook newsScot, Wales & NI to get versions
-
Free £37.50 Sainsbury's trickWith credit card deal that works two ways
-
New 5-day fast-track passport renewalIf you're stuck in the backlog
Recent Blogs
-
Martin Lewis: Payment holidays extended – but should you take one? Mortgages, credit cards, loans, payday loans, car finance and more
21 July 2020
Within the last week, we've seen the extension of coronavirus credit card, personal loan and overdraft help to 31 October 2020, with mortgage payment holidays already extended. The regulator's other help schemes are also likely to be extended too, including car finance and payday loans, yet should you do it?
