If Santander 123 drops interest to 2% is it still worth it?
Update, 1 November: Santander has now slashed the headline rate paid from 3% to 1.5%. Read my Santander 123 slashed – should you ditch it? analysis for what to do if you’re one of its customers. The Santander 123 bank account has been my and this site’s top savings pick for four years. It pays 3% interest if...
First-time buyers’ trick: Max LISA and Help to Buy ISA gains by timing it right
The new Lifetime ISA (LISA) launches next April. It allows eligible savers to put away up to £4,000 a year. Then if it’s used for a first-time home purchase or retirement, the state adds a 25% bonus on top – a possible £1,000 a year bonus for up to 30 years. While the already up-and-running Help to Buy...
Panicked about interest on your student loan statement? For many it’s nonsense!
You graduate from uni, ready to face the world – check your student loan statement online and discover £150 a month interest is being added. It’s a frightening prospect. However, for many people this statement and the interest added is irrelevant and may as well be ignored. I’ve often heard it said that all English students in England who...
Tell your MP to fight disgraceful retrospective student loan hike
It’s against all forms of natural justice and good governance. The Government, without asking Parliament, has changed the terms of student loans, long after many students signed up to them – indeed some had already graduated when they did it. More than 130,000 people signed a petition forcing a parliamentary debate on this hike that will cost...
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Recent Blogs
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Martin Lewis: Is it time to ban unnecessary Christmas presents?
5 December 2022![]()
Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of... -
Martin Lewis: The one thing everyone aged over 66 needs to know
29 November 2022![]()
It is a national tragedy that getting on for a million pensioners, many of whom have been paying into the system for years, are missing out on a critical boost to their income. It's called pension credit, and this year it also means you get an extra £650 to help with energy bills.
