The papers are full of the row over the Government scrapping student grants. As usual when it comes to student finance, the political invective has clouded the actual practical financial impact on students and there’s huge confusion and panic among students and parents.

On Tue 2 February, we’re launching our new ‘Big Winter Energy Collective Switch event’, but we’re having to change the way our collective switches operate, so I wanted to bash out a quick blog to explain why.

Alongside hiring lawyers to look at whether the Government’s decision to retrospectively change student loan repayments for all students who have started university since 2012 can be legally challenged, I have sent the letter below to the Prime Minister asking for a meeting to discuss the moral issues of the change.

'Greed, pure greed!' Last September when Santander announced it would hike the fee on its hugely popular 123 account, many glued the horns of Beelzebub on it. Now the dust has settled, and the fee hike is nearly here – it hits next Monday 11 January – I want to do an updated number crunch to answer the most common question I'm getting, "Should I ditch it?"