I’m taking on the EU Mortgage Credit Directive – it’s going to create many mortgage prisoners
Ensuring people can afford their mortgage is crucial. Yet the EU Mortgage Credit Directive, which officially starts in March 2016 (but in practice much earlier), will see many being told they “can’t afford a cheaper mortgage”. This isn’t right, so MoneySavingExpert.com and I are going to make it a campaign priority. I’m not sure how much we...
Why you should ignore the “You can throw away bank statements after six years” rule
The conventional wisdom is you only need to keep bank, credit card and other personal finance documents for six years. This is because HMRC (the taxman) can only ask you to go back that far if you’re being investigated for tax purposes. However, I think the landscape has changed in recent years, and therefore everyone needs to...
Can you pass the election numbers test?
How good is your knowledge of the election? I popped into Radio 2 yesterday to chat to Jeremy Vine about the sheer joy of election maths. I feel a certain frisson at the massive complications and bizarre nature of a first past the post general election. It’s a bit like Eurovision, some watch for the songs and...
Latest MoneySaving Tips
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Martin's 10 financial quirksIncl how to make £100s
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Warning. Check card contact detailsOr risk purchases being declined
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40+ supermarket couponsIncl free nappies
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Boots tricksEg, £43 of No7 for £10
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Mobile firms slash pricesIncl cheapest EVER 5GB Sim & iPhones
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5th self-employment grant updateGovt puts out new info
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Theme park 2for1sThey're back
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Ending. Shift card debts to 29mths 0%Plus get £25 cashback
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18 Ikea hacksIncl 60-70% off
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Travel refund rightsAs Portugal axed from 'green list'
Recent Blogs
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Martin Lewis: Why you shouldn't worry too much about your credit score – it’s not actually a real thing
14 June 2021![]()
When it comes to finances, numbers are key – whether it's what you earn, your credit card balance or the interest rate on your mortgage, small changes can add up to a big difference. Yet there's one number you shouldn't pay too much attention to – your credit score. -
Martin Lewis VIDEO: Should you pay off your Plan 1 student loan?
18 May 2021![]()
If you started university between 1998 and 2012, or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide...
