I’m taking on the EU Mortgage Credit Directive – it’s going to create many mortgage prisoners
Ensuring people can afford their mortgage is crucial. Yet the EU Mortgage Credit Directive, which officially starts in March 2016 (but in practice much earlier), will see many being told they “can’t afford a cheaper mortgage”. This isn’t right, so MoneySavingExpert.com and I are going to make it a campaign priority. I’m not sure how much we...
Why you should ignore the “You can throw away bank statements after six years” rule
The conventional wisdom is you only need to keep bank, credit card and other personal finance documents for six years. This is because HMRC (the taxman) can only ask you to go back that far if you’re being investigated for tax purposes. However, I think the landscape has changed in recent years, and therefore everyone needs to...
Can you pass the election numbers test?
How good is your knowledge of the election? I popped into Radio 2 yesterday to chat to Jeremy Vine about the sheer joy of election maths. I feel a certain frisson at the massive complications and bizarre nature of a first past the post general election. It’s a bit like Eurovision, some watch for the songs and...
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Recent Blogs
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Martin Lewis VIDEO: Should you pay off your Plan 1 student loan?
22 October 2019
If you started university between 1998 and 2012, or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide... -
Martin Lewis: Debt desperation to happy homeowner in 8 years
21 October 2019
No matter how dire your money situation seems, there is always hope. Things may never be perfect, but they can improve and taking action is the best way to make that happen. The team recently forwarded me an email from Jay, which exemplifies that in beautiful technicolour detail. And Jay has now kindly given me permission to reproduce it
