I’m taking on the EU Mortgage Credit Directive – it’s going to create many mortgage prisoners
Ensuring people can afford their mortgage is crucial. Yet the EU Mortgage Credit Directive, which officially starts in March 2016 (but in practice much earlier), will see many being told they “can’t afford a cheaper mortgage”. This isn’t right, so MoneySavingExpert.com and I are going to make it a campaign priority. I’m not sure how much we...
Why you should ignore the “You can throw away bank statements after six years” rule
The conventional wisdom is you only need to keep bank, credit card and other personal finance documents for six years. This is because HMRC (the taxman) can only ask you to go back that far if you’re being investigated for tax purposes. However, I think the landscape has changed in recent years, and therefore everyone needs to...
Can you pass the election numbers test?
How good is your knowledge of the election? I popped into Radio 2 yesterday to chat to Jeremy Vine about the sheer joy of election maths. I feel a certain frisson at the massive complications and bizarre nature of a first past the post general election. It’s a bit like Eurovision, some watch for the songs and...
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'Thanks. I got £1,500 pension credit''AND an extra £185 every 2 weeks'
Recent Blogs
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Martin Lewis: The one thing everyone aged over 66 needs to know
17 June 2022![]()
It is a national tragedy that getting on for a million pensioners, many of whom have been paying into the system for years, are missing out on a critical boost to their income. It's called pension credit, and this year it also means you get an extra £650 to help with energy bills. -
Martin Lewis: What I asked the Chancellor to do when I spoke to him on Monday...
26 May 2022![]()
With the announcement of the Government's energy cost of living plans due out at lunchtime. I thought I'd speedily bash out a note down of what (from memory) I'd asked the Chancellor for when we spoke on Monday - and the other general suggestions I've been making. -
Martin Lewis: Got a cash ISA? You should probably ditch it
24 May 2022![]()
Press the rewind button and go way back to April 2015... Possibly on the telly in the corner of your living room, I was on-air at the time urging savers as usual to use their new tax-free cash ISA allowance – because 'money was nicer in an ISA'. But things changed in 2016. -
Martin Lewis: 'UO is just as important as UX: A tip for anyone developing their website or app'
6 May 2022![]()
I set up MoneySavingExpert.com nearly 20 years ago – when arguably the modern web was still in its infancy. With an abundance of self-belief (something I had too much of then, as I realise now) I decided not to read any books, or follow prevailing wisdom on how a site should operate – and just do it my way.
