Smart-Pig student ad is thankfully deemed ‘irresponsible’

Back in October, while in the lift on the way to the tube, I spotted an advert from payday lender Smart-Pig, which targets students. After scanning it, as I often do, I noticed there was no APR and disgracefully, no mention of cost whatsoever. When I went on to its site to check out its charges, I...

Retailers booed me for saying ‘don’t blame the delivery company, blame the retailer’

The internet revolution has turned the clock back to a 1950’s delivery culture, though these days it’s more often a (wo)man in a van, than a boy on a bike. Getting and receiving parcels has become a regular part of many of our weeks – yet this last mile of delivery has turned into a regular nightmare....

End car insurers auto-renewal rip-off! 10 rule changes needed

It used to be that you had to be insured to drive a car, but since 2011 you have to be insured to own one (unless you’ve a SORN). Car insurers have taken advantage of these continuous insurance rules to lock customers in by auto-renewing. In itself auto-renewing isn’t a bad thing – continual cover is a convenience...