Last December I blogged to put people’s minds at ease over the student loan sell-off. Many had worriedly asked me if there would be big changes and I explained that no, there shouldn’t be as the Government had guaranteed no changes to the loan terms and conditions. Well, I was wrong.  With the benefit of hindsight, the...

There’s a certain voice you feel you’re supposed to develop as a junior TV news reporter – especially at the BBC. The aim is to deliver the news, without allowing yourself to get in the way of the story.  I’ve just been reminded of my own attempts at this. Thanks to a friend’s recent Googling, it turns...

Update: 1 July 2014: ISAs have today transformed into NISAs (New ISAs), meaning everyone can now put £15,000 into cash or shares savings without paying tax on it. But despite this bigger allowance, the principles of this blog still apply. The new cash ISA year started yesterday. Our best pick pays 2.75%, but some bank accounts pay...

The energy regulator Ofgem has today announced it is proposing to refer the energy market to the competition authorities. This report, which is only five years too late, contains the ‘shock’ fact there’s tacit co-ordination on energy prices – even though each year energy firms bleat like sheep and raise prices together. Within the report, a key...