Cancelling the 55% tax on unused pension pots could be a disaster for many older people
In the last Budget, Chancellor George Osborne announced he was freeing up much of the pension market so people could take their money when they wanted – 25% of it tax free and the rest at their income tax rate. Today, at the Conservative Conference, he has said that if over 75s do that and die, and there’s money...
Try the new mobile friendly MoneySavingExpert.com
We’re in the midst of a huge exercise to make the main site more mobile friendly guide by guide (this blog hasn’t been made more mobile friendly yet, so don’t judge the project on this). In fact, what we’re actually doing is making the site responsive. In other words, the page will scale and change depending on...
Ad watch – NatWest’s 0%uch ad is dangerously misleading
The semi-publicly owned bank has funded a huge ad campaign to declare to people the danger of 0% cards. From full page newspaper ads to viral videos, it’s trying to persuade people its stance is in their favour. So I wanted to bash out a quick blog to put that to the test. Its newspaper ad screams...
I’m excited to be involved in a radical financial triage foodbanks programme
A radical experiment is about to start involving the Trussell Trust and I’m delighted to be playing a part. Rather than regurgitating, here is the charity’s press release which tells you all… "FOODBANKS TO LAUNCH RADICAL ‘FINANCIAL TRIAGE’ PROGRAMME" Foodbank charity the Trussell Trust is to launch pilot funded by a 6-figure personal donation from Money Saving...
Going abroad? I need your help….
If I had a euro for each time I’ve been asked a variant of this question by holidaymakers, "I’ve just been to a bank/shop and it’s giving me the choice of paying in euros/dollars or pounds, which should I choose?", I’d err, have a lot of euros. For a detailed answer see my Always pay in euros...
Huge anger over HMRC wanting to raid people’s savings – but why do we already let banks do it?
HMRC has been accused of attempting to overturn the Magna Carta by trying to gain new powers that will allow it to take money from people’s bank accounts without a court order (see HMRC wants to raid accounts). There’s been uproar and outrage from MPs and others on this. I share in this angst. Yet I thought...
How much is a blank worth at Scrabble?
I’ve been getting the spreadsheet out. Over the weekend Mrs MSE and I played a few games (as we do). In the first two she was rather unlucky that I got both blanks each time, which I think probably turned the game in my favour (just). Thus intrigued, I decided to enter nerdvana and calculate the value...
The trick to access every network’s signal from your mobile
Update – Sun 2 Nov 2014. National Roaming plans are likely to progress this week with Culture Secretary Sajid Javid set to make an announcement. It’s likely he’ll propose the big four mobile operators will be forced to share mobile phone masts in rural areas where there is poor coverage so customers’ phones can find the strongest...
How would you describe Lidl? Is it really “poor food for poor people”?
The papers were full of it yesterday on the back of Lidl announcing sales of premium vintage and non-vintage wines such as Châteauneuf-du-Pape. All the messages were on about posh goods next to the usual tat. The phrase that came up time and time again was that "the firm is trying to move away from its poor...
10 changes to make the Green Deal work update – have they listened?
The Green Deal is the Government’s flagship home energy efficiency scheme, sadly and also predictably, it has been a rather huge flop. The concept is great – you get money to improve your home, which you then pay for out of the savings on your energy bills. The problem is the system is far too complex and...
3 December 2024
-
The truth about credit scores
Martin's need-knows
-
Compare+ Home Insurance
New MSE tool
-
Christmas consumer rights
12 must-knows
-
5.18% easy-access savings
Up to £20,000
-
50p photocard delivered
15,000 available
-
Christmas light running costs
We've crunched the numbers
-
Coupons: 'Free' £2 crisps
Plus £2 off pizza
-
Read the full email
For all the latest deals, guides and loopholes simply sign up today – it's spam-free!
Recent Blogs
-
When will your student loan be written off, cancelled, or paid off?
5 November 2024It’s a question I’m asked all the time. Many know that current students no longer need to repay their loans 30 years after the April following graduation, yet for those who started university before 2012, there are a variety of options. This information has been a long-term part of my Should I repay my student loan? guide (where... -
Stopcock tips – can you find yours?
15 October 2024A stopcock is your mains water tap (the off switch). Everyone should know where theirs is, especially at this time of year when pipes can burst due to frost. If you don’t know where yours is, your house could be flooded with water everywhere, while you have no idea how to stop it. -
Martin Lewis on pension credit: What over-66s need to know
24 September 2024Nearly a million pensioners are missing out on pension credit, a vital benefit worth £1,000s a year for many, which tops up your income.