In the last Budget, Chancellor George Osborne announced he was freeing up much of the pension market so people could take their money when they wanted – 25% of it tax free and the rest at their income tax rate. Today, at the Conservative Conference, he has said that if over 75s do that and die, and there’s money...
We’re in the midst of a huge exercise to make the main site more mobile friendly guide by guide (this blog hasn’t been made more mobile friendly yet, so don’t judge the project on this). In fact, what we’re actually doing is making the site responsive. In other words, the page will scale and change depending on...
The semi-publicly owned bank has funded a huge ad campaign to declare to people the danger of 0% cards. From full page newspaper ads to viral videos, it’s trying to persuade people its stance is in their favour. So I wanted to bash out a quick blog to put that to the test. Its newspaper ad screams...
A radical experiment is about to start involving the Trussell Trust and I’m delighted to be playing a part. Rather than regurgitating, here is the charity’s press release which tells you all… "FOODBANKS TO LAUNCH RADICAL ‘FINANCIAL TRIAGE’ PROGRAMME" Foodbank charity the Trussell Trust is to launch pilot funded by a 6-figure personal donation from Money Saving...
If I had a euro for each time I’ve been asked a variant of this question by holidaymakers, "I’ve just been to a bank/shop and it’s giving me the choice of paying in euros/dollars or pounds, which should I choose?", I’d err, have a lot of euros. For a detailed answer see my Always pay in euros...
HMRC has been accused of attempting to overturn the Magna Carta by trying to gain new powers that will allow it to take money from people’s bank accounts without a court order (see HMRC wants to raid accounts). There’s been uproar and outrage from MPs and others on this. I share in this angst. Yet I thought...
I’ve been getting the spreadsheet out. Over the weekend Mrs MSE and I played a few games (as we do). In the first two she was rather unlucky that I got both blanks each time, which I think probably turned the game in my favour (just). Thus intrigued, I decided to enter nerdvana and calculate the value...
Update – Sun 2 Nov 2014. National Roaming plans are likely to progress this week with Culture Secretary Sajid Javid set to make an announcement. It’s likely he’ll propose the big four mobile operators will be forced to share mobile phone masts in rural areas where there is poor coverage so customers’ phones can find the strongest...
The papers were full of it yesterday on the back of Lidl announcing sales of premium vintage and non-vintage wines such as Châteauneuf-du-Pape. All the messages were on about posh goods next to the usual tat. The phrase that came up time and time again was that "the firm is trying to move away from its poor...
The Green Deal is the Government’s flagship home energy efficiency scheme, sadly and also predictably, it has been a rather huge flop. The concept is great – you get money to improve your home, which you then pay for out of the savings on your energy bills. The problem is the system is far too complex and...
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12 September 2023
11 September 2023Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of...
4 September 2023The 2023 academic year is about to start, and it'll see the biggest shake-up to student finance in England for a decade. The changes are both subtle and massive. On the surface they look like a tweak, in practice they will increase the eventual cost of going to university by over 50% for many typical graduates.