The Lords mustn’t miss the chance to treat payday ads like gambling or alcohol
Payday lenders want to financially groom the next generation of borrowers. They’ve plastered their adverts on children’s TV channels and family TV shows, used puppets and kid-friendly slogans, and even had people in Disney-esque costumes handing out lollipops in the streets. These ads pressurise parents with pester power This is a danger for our entire society. It pressurises parents...
A staggering 10,000,000 now on the Martin’s Money Tips weekly email list – thank you
In 2002 I began to send tips to my friends, as and when I spotted a good deal, and jokingly used the subject line ‘Martin’s Money Tips’. It went to about 40 people and it was only done when I discovered some info I couldn’t use in my then Sunday Express column, or on Open House with...
Why David Cameron writing for MoneySavingExpert is not ‘bonkers’, ‘biased’ or ‘showing your true colours’
According to some on Twitter today I’ve been "duped". That’s because David Cameron has written a guest piece for the site called ‘We will give pensioners security and dignity’. He asked if he could do it and we said, "why not?" After all, part of what MoneySavingExpert.com is about is providing a forum for people to engage...
It seems an ISA is nicer than a NISA – so we’re going to call them ISAs
Last March in the Budget, the Chancellor announced ISAs were to become new ISAs, or NISAs. The main changes were a bigger £15,000 limit, the ability for all of it to be cash savings (so more than doubling the tax-free savings cash limit in effect) and the ability to convert old shares ISAs into cash ISAs. The...
Shame on you Virgin – using a hokey-cokey marketing trick to spam you
Richard Branson’s Virgin brand is supposed to pride itself on treating its customers right. Whether it lives up to it in practice is open to question, but I was shocked to see what I suspect is a deliberate attempt by the Virgin Atlantic credit card to befuddle consumers into signing up to its marketing, effectively a spammer’s...
Are mortgage affordability rules stopping you getting a cheap remortgage?
Over the last year the regulator has introduced stringent affordability rules on mortgage lending. These check all of your incomings and outgoings to see if you can repay not just at today’s rate but at rates of 6% or 7%. The laudable aim is to try and robustly protect you from overcommitting in the event of an...
Green energy is surprisingly unpopular
Last week we launched the MSE Big Winter Switch Event – a collective switch where we’ve used the huge user base of this site to negotiate what are mostly cheaper than the cheapest energy tariffs. While all the deals are hot, by far the hottest compared to its peers is the Green Tariff, yet while the event...
Latest MoneySaving Tips
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17 must-knows for rentersIncl how to slash £100s off monthly bills
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Martin's energy bills crisis updateAs millions face £110/yr hikes
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New. Cheapest 2.8% loanIt now gives a £30 Amazon voucher
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Improved MSE Forum launchedWhy not give it a try?
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Get a month's free Pret coffees etcVia a loophole in its subscription service
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Nationwide 0.45% easy-access savingsNear best buy
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FREE Open Farm Sunday eventsAt 90+ farms
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New. Free SCOTTISH financial ed textbookFunded by Martin
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Free £125 when you switch to First DirectTop service bank
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14 cinema tips and tricksIncl a year's 2for1 films for £1
Recent Blogs
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Martin Lewis: Why you shouldn't worry too much about your credit score – it’s not actually a real thing
14 June 2021![]()
When it comes to finances, numbers are key – whether it's what you earn, your credit card balance or the interest rate on your mortgage, small changes can add up to a big difference. Yet there's one number you shouldn't pay too much attention to – your credit score. -
Martin Lewis VIDEO: Should you pay off your Plan 1 student loan?
18 May 2021![]()
If you started university between 1998 and 2012, or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide...
