The Lords mustn’t miss the chance to treat payday ads like gambling or alcohol
Payday lenders want to financially groom the next generation of borrowers. They’ve plastered their adverts on children’s TV channels and family TV shows, used puppets and kid-friendly slogans, and even had people in Disney-esque costumes handing out lollipops in the streets. These ads pressurise parents with pester power This is a danger for our entire society. It pressurises parents...
A staggering 10,000,000 now on the Martin’s Money Tips weekly email list – thank you
In 2002 I began to send tips to my friends, as and when I spotted a good deal, and jokingly used the subject line ‘Martin’s Money Tips’. It went to about 40 people and it was only done when I discovered some info I couldn’t use in my then Sunday Express column, or on Open House with...
Why David Cameron writing for MoneySavingExpert is not ‘bonkers’, ‘biased’ or ‘showing your true colours’
According to some on Twitter today I’ve been "duped". That’s because David Cameron has written a guest piece for the site called ‘We will give pensioners security and dignity’. He asked if he could do it and we said, "why not?" After all, part of what MoneySavingExpert.com is about is providing a forum for people to engage in the big discussions and debates on consumer finance policy.
It seems an ISA is nicer than a NISA – so we’re going to call them ISAs
Last March in the Budget, the Chancellor announced ISAs were to become new ISAs, or NISAs. The main changes were a bigger £15,000 limit, the ability for all of it to be cash savings (so more than doubling the tax-free savings cash limit in effect) and the ability to convert old shares ISAs into cash ISAs. The...
Shame on you Virgin – using a hokey-cokey marketing trick to spam you
Richard Branson’s Virgin brand is supposed to pride itself on treating its customers right. Whether it lives up to it in practice is open to question, but I was shocked to see what I suspect is a deliberate attempt by the Virgin Atlantic credit card to befuddle consumers into signing up to its marketing, effectively a spammer’s...
Are mortgage affordability rules stopping you getting a cheap remortgage?
Over the last year the regulator has introduced stringent affordability rules on mortgage lending. These check all of your incomings and outgoings to see if you can repay not just at today’s rate but at rates of 6% or 7%. The laudable aim is to try and robustly protect you from overcommitting in the event of an...
Green energy is surprisingly unpopular
Last week we launched the MSE Big Winter Switch Event – a collective switch where we’ve used the huge user base of this site to negotiate what are mostly cheaper than the cheapest energy tariffs. While all the deals are hot, by far the hottest compared to its peers is the Green Tariff, yet while the event...
3 December 2024
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Recent Blogs
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Martin Lewis: Will energy standing charges be cut?
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When will your student loan be written off, cancelled, or paid off?
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It’s a question I’m asked all the time. Many know that current students no longer need to repay their loans 30 years after the April following graduation, yet for those who started university before 2012, there are a variety of options. This information has been a long-term part of my Should I repay my student loan? guide (where... -
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A stopcock is your mains water tap (the off switch). Everyone should know where theirs is, especially at this time of year when pipes can burst due to frost. If you don’t know where yours is, your house could be flooded with water everywhere, while you have no idea how to stop it. -
Martin Lewis on pension credit: What over-66s need to know
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Nearly a million pensioners are missing out on pension credit, a vital benefit worth £1,000s a year for many, which tops up your income.
