The government’s energy changes mean fewer people will switch
The energy regulator Ofgem has today announced it is proposing to refer the energy market to the competition authorities. This report, which is only five years too late, contains the ‘shock’ fact there’s tacit co-ordination on energy prices – even though each year energy firms bleat like sheep and raise prices together. Within the report, a key...
The Chancellor’s pension changes are both wonderful and horrid
In this week’s Budget, the Chancellor announced the most sweeping changes to pensions for years. From 2015, everyone will have the option to access their cash without having to buy an annuity – the product you buy to convert a pension pot into a regular income for the rest of your life. I am completely torn over...
Thanks London, but I don’t want to be Chancellor, nor am I qualified to be (though who is?)
A piece in the Evening Standard this week highlighted that Londoners had picked me as their no.1 choice to be Chancellor. I tracked down the origins of this to an Opinium survey of 1,000 Londoners press-released by Nutmeg, which includes… When asked from a pre-defined list who respondents would replace George Osborne as Chancellor with if they...
Does the Santander 123 3% interest beat the top cash Isa?
UPDATE 20 FEB 2015: Read a fully updated 2015 version of Should I save in an ISA or Santander 123 blog? UPDATE 7 April: As it’s a new tax year the logic of this has slightly changed. Please read my Get 5% interest on your ISA money blog for more info. Isa season is nearly upon us....
Dig your heels in if you’re owed an insurance claim
Insurance is the one product you buy in the hope you’ll never need to use it. The big problem is that it’s virtually impossible to know how it’ll respond to a claim, until you’re claiming. And paying more doesn’t guarantee that you’re more likely to get a payout. Therefore if you’re in the right, the most important...
My 2014 Run Challenge: How’s yours going so far?
In early January, I invited you to join my run challenge. The idea is for everyone who’s up for it to declare their 2014 running goal, and for us all to collectively monitor and encourage each other via these regular progress blogs. This is the first of my progress reports, and I’d love you to join in...
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Recent Blogs
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Martin Lewis: The one thing everyone aged over 66 needs to know
17 June 2022![]()
It is a national tragedy that getting on for a million pensioners, many of whom have been paying into the system for years, are missing out on a critical boost to their income. It's called pension credit, and this year it also means you get an extra £650 to help with energy bills. -
Martin Lewis: What I asked the Chancellor to do when I spoke to him on Monday...
26 May 2022![]()
With the announcement of the Government's energy cost of living plans due out at lunchtime. I thought I'd speedily bash out a note down of what (from memory) I'd asked the Chancellor for when we spoke on Monday - and the other general suggestions I've been making. -
Martin Lewis: Got a cash ISA? You should probably ditch it
24 May 2022![]()
Press the rewind button and go way back to April 2015... Possibly on the telly in the corner of your living room, I was on-air at the time urging savers as usual to use their new tax-free cash ISA allowance – because 'money was nicer in an ISA'. But things changed in 2016. -
Martin Lewis: 'UO is just as important as UX: A tip for anyone developing their website or app'
6 May 2022![]()
I set up MoneySavingExpert.com nearly 20 years ago – when arguably the modern web was still in its infancy. With an abundance of self-belief (something I had too much of then, as I realise now) I decided not to read any books, or follow prevailing wisdom on how a site should operate – and just do it my way.
