Ignore mortgage APR rates, they’re a meaningless load of b…aloney!
Look on any mortgage advert, and loudly and prominently you will see the APR. The regulations state it must be equally as prominent as the biggest other rate. The only problem with this is it’s a meaningless number that bears little resemblance to the amount most people end up paying. The supposed consumer protection regulation that enforces this...
Your Consumer Rights are changing – telling MPs what I think about it
On 11 February, I was called to the House of Commons to give evidence about the new Bill that brings together all existing consumer rights legislation. On the whole, it’s a good thing. Rights should be more consistent, there will be new digital rights covering downloads, and a new rule that if you take faulty goods back...
The UK’s mortgage ticking time bomb… Mr Osborne will you help?
Last week on ITV’s The Agenda (watch it back), I challenged the Chancellor about what he’s going to do to defuse the UK’s mortgage ticking time bomb. Sadly, as is the wont of politicians from all tribes, he avoided the question… something I then continued to point out throughout the programme. Yet this wasn’t a party political...
Dear travel agents, I have nothing against you, but I won’t stay schtum to protect your profits
Sadly, travel agents are up in arms at me again for suggesting people haggle down the price of package holidays. I have no axe to grind against travel agents, but I can’t and won’t apologise for the fact that my job is to show consumers how to get the cheapest deals. This flared up again after...
My five rules for a happy relationship
They say you should never mix love and money, but for most, they’re both building blocks in our lives. The two can clash; financial problems are one of the major causes of relationship break-up. So taking a little time to think about how you manage them can pay off. As it’s Valentine’s week, I was asked to...
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'Thanks. I got £1,500 pension credit''AND an extra £185 every 2 weeks'
Recent Blogs
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Martin Lewis: The one thing everyone aged over 66 needs to know
17 June 2022![]()
It is a national tragedy that getting on for a million pensioners, many of whom have been paying into the system for years, are missing out on a critical boost to their income. It's called pension credit, and this year it also means you get an extra £650 to help with energy bills. -
Martin Lewis: What I asked the Chancellor to do when I spoke to him on Monday...
26 May 2022![]()
With the announcement of the Government's energy cost of living plans due out at lunchtime. I thought I'd speedily bash out a note down of what (from memory) I'd asked the Chancellor for when we spoke on Monday - and the other general suggestions I've been making. -
Martin Lewis: Got a cash ISA? You should probably ditch it
24 May 2022![]()
Press the rewind button and go way back to April 2015... Possibly on the telly in the corner of your living room, I was on-air at the time urging savers as usual to use their new tax-free cash ISA allowance – because 'money was nicer in an ISA'. But things changed in 2016. -
Martin Lewis: 'UO is just as important as UX: A tip for anyone developing their website or app'
6 May 2022![]()
I set up MoneySavingExpert.com nearly 20 years ago – when arguably the modern web was still in its infancy. With an abundance of self-belief (something I had too much of then, as I realise now) I decided not to read any books, or follow prevailing wisdom on how a site should operate – and just do it my way.
