
Ignore mortgage APR rates, they’re a meaningless load of b…aloney!
Look on any mortgage advert, and loudly and prominently you will see the APR. The regulations state it must be equally as prominent as the biggest other rate. The only problem with this is it’s a meaningless number that bears little resemblance to the amount most people end up paying. The supposed consumer protection regulation that enforces this...

Your Consumer Rights are changing – telling MPs what I think about it
On 11 February, I was called to the House of Commons to give evidence about the new Bill that brings together all existing consumer rights legislation. On the whole, it’s a good thing. Rights should be more consistent, there will be new digital rights covering downloads, and a new rule that if you take faulty goods back...

The UK’s mortgage ticking time bomb… Mr Osborne will you help?
Last week on ITV’s The Agenda (watch it back), I challenged the Chancellor about what he’s going to do to defuse the UK’s mortgage ticking time bomb. Sadly, as is the wont of politicians from all tribes, he avoided the question… something I then continued to point out throughout the programme. Yet this wasn’t a party political...

Dear travel agents, I have nothing against you, but I won’t stay schtum to protect your profits
Sadly, travel agents are up in arms at me again for suggesting people haggle down the price of package holidays. I have no axe to grind against travel agents, but I can’t and won’t apologise for the fact that my job is to show consumers how to get the cheapest deals. This flared up again after...

My five rules for a happy relationship
They say you should never mix love and money, but for most, they’re both building blocks in our lives. The two can clash; financial problems are one of the major causes of relationship break-up. So taking a little time to think about how you manage them can pay off. As it’s Valentine’s week, I was asked to...
19 September 2023
-
Martin: Car insurance up 41%
Home not far behind. Lock in now to save
-
Cheapest ever iPhone 14 deal
As iPhone 15's launched
-
12 ways to cut your food bill
Deals, tricks & tips
-
FREE National Trust day pass
For a family – normally £30ish
-
TWO new bank bribes launch
Get up to £210 FREE
-
With E.on? Beat the Price Cap
With its new fixed-term tariff
-
243 spring bulbs £15 delivered
7,500 bundles available
-
Read the full email
For all the latest deals, guides and loopholes simply sign up today – it's spam-free!
Recent Blogs
-
Martin Lewis: Is it time to ban unnecessary Christmas presents?
11 September 2023Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of... -
Martin Lewis: Five things all new English university starters should know
4 September 2023The 2023 academic year is about to start, and it'll see the biggest shake-up to student finance in England for a decade. The changes are both subtle and massive. On the surface they look like a tweak, in practice they will increase the eventual cost of going to university by over 50% for many typical graduates.