A stopcock is your mains water tap (the off switch). Everyone should know where theirs is, especially at this time of year when pipes can burst due to frost. If you don’t know where yours is, your house could be flooded with water everywhere, while you have no idea how to stop it.

The MSE Christmas pub quiz 2012 – Answers Last week, I set you the questions. Now it’s time to give you the answers. Though if you’d like to play first, click straight to the Christmas pub quiz 2012. These questions were set as part of the MSE Towers Christmas party where, as I do each year, I...

At this time of year, many feel the financial stress. Sadly, some feel they’re a lost cause. Only recently, there’s been another public debt suicide. So I just want to reiterate my ongoing message: For as long as I’ve been doing my job, I’ve never once seen a debt case that’s insolvable. Interestingly, as I’m writing this,...

I never give security details or personal information out to unexpected, unknown callers. Nationwide asked me to do just that yesterday. I believe this is appalling as it risks changing behaviour and makes it easier for the real fraudsters. And it’s not just the simple fact it asked for my security details. At every step of the...