Should a bank admit technical problems are because of hackers?
My various inboxes have received a number of odd conspiracy theories that RBS/NatWest’s crash is actually due to hackers trying to attack its computer systems. I’ve no knowledge one way or the other, and seriously doubt there’s even an iota of truth in it. Yet it does raise an interesting hypothetical question – should a bank admit...
Backed up your mobile/PC data? It’s useless unless…
Backed up your mobile/PC data? It’s useless unless… After the worst computer problems in banking history, causing a punitive shockwave for customers of NatWest, RBS, Ulster Bank and Think Banking, it’s worth considering your own personal data backup. Running a big website, I’ve a constant paranoia about catastrophic failure and losing both the backup of the site...
When doesn’t £10/month cost you £10/month? When it’s ‘equiv’
When don’t you pay £10/month for £10/month broadband? We’ve introduced a new site convention to try to make things even clearer. I hope it’ll be obvious, even to those who haven’t read this, but I just wanted to note down exactly what the phrase ‘equiv’ means and when we’ll use it. Deals, especially in the broadband and...
The ‘social-fund.co.uk’ website is scraping beneath the barrel’s bottom
A website’s been set up which manages to drop payday loan (super high-cost, short-term lending) marketing down a notch. It’s as if those behind it saw others scraping the bottom of the barrel and just thought: "No problem, we’ll lick it up." The site’s been set up to attract people looking for official government crisis loans from...
I’ve kept my mouth shut about the Money Advice Service, but last week I let rip
The Money Advice Service (MAS) is a publicly-funded body aiming to improve financial capability – a laudable aim, but frankly, dismally executed. For years I’ve thought its website an atrocious use of millions of pounds of such funds – but I’ve kept quiet about it, as I didn’t want to put people off using those of its...
I’ve a new ITV1 prime time show starting in September
As the cat’s out the bag, after this Sunday Mirror story (they had the story when they called, even though the plan wasn’t to announce it yet), I can now tell you that come mid-September I’ve got a new prime time (7.30pm) show starting on ITV1. I’m delighted, as I think in current climes it’s important to...
Why do teenagers throw pennies in the bin?
It’s jaw-dropping, but it seems some teens now treat copper coins as rubbish, throwing them in the bin. It shows a disrespect for cash and a lack of understanding about "looking after the pennies". Here’s just some of the thoughts people have tweeted me about this: For some reason pennies were embarrassing when I was younger. Now...
Introducing MSE Junior (from November)
I’m delighted to confirm, as it has been reported in the papers (I slipped and mentioned it on Radio 5), that in early November Mrs MSE and I are expecting an MSE Junior. Like most first-time parents we don’t care whether it’s a boy or girl, just as long as it’s healthy and happy. I’m very excited...
Latest MoneySaving Tips
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12 ways to save only do with appsFree chocs, 1.5% savings and more
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Martin: 'Aged around 45 to 70?''You may be able to turn £800 into £5,500+'
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New. Top way to spend abroadUnbeatable exchange rates and cashback
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10% off discount 'best-before' storeEg, 23p Pepsi , £4,50 for 1kg Lindt
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Cheaper energy deals kiboshedMartin not exactly impressed
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Lloyds' free £125 bank bribeBut others pay more
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Debt cost-cutting masterclassMortgages, cards, overdrafts, loans...
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48 oriental lily bulbs for £87,500 bundles available
Recent Blogs
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Martin Lewis: 'UO is just as important as UX: A tip for anyone developing their website or app'
6 May 2022![]()
I set up MoneySavingExpert.com nearly 20 years ago – when arguably the modern web was still in its infancy. With an abundance of self-belief (something I had too much of then, as I realise now) I decided not to read any books, or follow prevailing wisdom on how a site should operate – and just do it my way. -
Martin Lewis: Got a cash ISA? You should probably ditch it
3 May 2022![]()
Press the rewind button and go way back to April 2015... Possibly on the telly in the corner of your living room, I was on-air at the time urging savers as usual to use their new tax-free cash ISA allowance – because 'money was nicer in an ISA'. But things changed in 2016. -
Martin Lewis: Money and Mental Health charity 2021/22 – Covid & cost of living hell...
26 April 2022![]()
It's hard to believe the Money and Mental Health Policy Institute (MMHPI) charity is now six years old. As the chair of trustees, each year I write the foreword to its annual report – and today the 2021/22 report is out, so I thought I'd blog my formal chair's foreword here. -
Martin Lewis: What happened to my pledge to give £10m to charity – 2022 update (spoiler: it's now £20m)
11 April 2022![]()
Nearly a decade ago, in June 2012, MSE joined the MSM Group and I pledged £10m to go to charity. As that was a public pledge and I feel I've a duty of transparency, every year or two I bash out a blog report to explain where I'm up to, and who's got what money.
