Oops I inadvertently married MSE Alana…

It’s not often you marry another woman in a meeting with the Financial Services Compensation Scheme, but these things do happen… Alana was in a meeting with me to discuss changes to the savings safety rules due on 31 December, mainly the max. compensation rising to £85,000, as they want me to help with communicating the changes...

Mental Capacity and Debt, new OFT consultation

For years my standard line has been "it’s not just about responsible lending, we need to learn to be responsible borrowers too" Yet how do you regulate for those who can’t be responsible for themselves? I’ve written many times before about mental health and debts, and indeed our new mental health and debt guide is coming very...

Universities must educate students about the new loans

For years we’ve educated our youth into debt when they go to Uni, but never about debt.  Now, like or loath it, it looks like we’re about to have a radical change in how student loans and funding works. That must be coupled with education and the universities themselves need to step up to the plate… The other...

The argument over student loans could kill the next generation’s education

I write as I watch BBC Question Time. It’s petrifying me. While I’ve problems with the proposed changes to student loans, many people’s dreadful misunderstanding of the new system frightens me far more. The current row could fundamentally damage our nation’s future education base… I think it’s important before I go on that you understand student finance...