While doing a little preparatory work for upcoming e-mails, I stumbled across the note below. It was my intro “hiya” note from the top of the tip of 28 Dec 07… “2008 is likely to be the worst financial year in a long time. Sorry to be so gloomy in betwixt the festivities, but with the credit...

Also see the guide: How to fight unfair rate-jacking The UK credit-card summit called by Peter Mandelson a few weeks ago had some rather paltry results. Now, as I’ll explain in a moment, the US has launched a similar new set of rules and perhaps we can learn something from them. Our own summit produced very weak...

Rather bizarrely I’ve noticed a trend of people asking me to sign five pound notes. It happened again recently. The MSF and I had gone to the food hall in the Westfield shopping centre to have a ‘sort it yourself salad’ (I’m on a mini-diet… more on that another time) and were playing Scrabble (I won 436-322 this time, which is good as the MSF’s been doing too well in recent games).