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• A year ago Santander 123 halved its interest to 1.5% – now most should consider ditching it

  30 October 2017

  

  Update Note: 12/12/2017. I wrote this blog just before November’s base rate rise, predicting then UK rates would rise and Santander 123 wouldn’t follow. Well UK rates did rise, and Santander’s confirmed it won’t follow. So everything below still stands. Some of the alternative accounts and rates have shifted slightly, but most are pretty similar – just click...

• Are student loans broken? What I told Uni Minister Jo Johnson

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  If you read the papers you’d think the answer is a clear cut yes. I too agree, to an extent. Yet the most commonly quoted problems tend not to be what worries me most, and the things least mentioned can hurt.    On Tuesday, MSE organised an event at the Tory party conference, where I debated this subject...

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  Have you been Plevined? I ask that question in the almost certain knowledge that most people reading this won’t have a clue what I’m on about. Yet the answer is YES for millions, and if so that means you’re owed big money. At the end of August, the financial regulator the Financial Conduct Authority launched a two-year...