Don’t blame the campaigners for the end of free banking
I’m rather amused to read today the “bank charges reclaiming may be the end of free banking” story flooding the press. It does feel a bit like the “we’ve been pushing this positively for some time, so now let’s have a negative version” reaction. Obviously as 2.8 million template letters have been downloaded from the bank charges...
The kindness of strangers in the forum just made me cry
I’ve just read about an act of kindness, gentleness and caring to from one person to a complete stranger who was in distress, who I just met in the Chat Forum. As it’s a new and raw situation, it’s not appropriate to write about it now; but it’s prompted me to tell about a prior occasion that...
The case of Tom Brennan and bank charges leaves me in two minds
Next week tom Brennan is due in court against Natwest about bank charges. He’s a junior barrister who ran up charges and, while NatWest has offered a settlement and put money in his bank account, he’s trying to force the bank to pay exemplary damages (in other words big compensation on top) of the fees. I must...
For the first time in three-and-a-half years on Vine I blanked!
How annoying. I was doing my regular phone-in on Vine today, presented by Julian Worricker as Jeremy is away. It was an ‘open MoneySaving’ phone in. Now these are always a little scary, as there’s no way to prepare, I just have to hope. Yet normally I manage to cope. Today all went well: best cash ISAs,...
Bank charges reclaiming now so popular the templates are sold on eBay.
Should we cheer or growl? I’m happy reclaiming bank charges has become so widespread that money hungry profiteers on eBay are actually selling the templates on eBay. Yet I’m saddened those people consider this ethical. While I’ve no proof, the strong suspicion is the sellers didn’t draft the templates themselves or do the research involved, but simply...
Who is Uncle Tom Cobbley?
Just got a great e-mail from a pensioner who’s got a big rebate on his council tax after following the Council Tax Reclaiming article. In it he stated that in previous years he’s written to everyone: ‘Gordon Brown, head of the council, ministers, Uncle Tom Cobbley and all” to try and get his council tax reduced, but...
So what happened to the new site Martin?
A few weeks ago I said we were about to launch the new look MoneySavingExpert.com and I wanted every to have a final look before it went live (see the note about it– although you can’t now see that version of the site, as it’s been taken down). Well I read the feedback very carefully and most...
Should I buy three Magnums and throw one away?
An ice-cream conundrum. This weekend the MSG and I were in Oxford and wanted an ice-cream, so we popped into Sainsbury. Sadly it was only selling ice-creams in the freezer section, not individually. So here’s the dilemma: we wanted a Magnum each and buying a supermarket box of three would be cheaper than finding an ice-cream seller...
Parents do die.
One in 20 children in the UK lose a parent before they reach adulthood (those are the best stats I’ve got, but if any actuaries know better pls let me know). Tragically, my sister and I were part of that unfortunate five percent, suddenly losing our mother just before I was 12. The grief, pain and sorrow...
Now even the credit card ads say ‘cut up your credit cards’
I’ve just caught the end of a TV ad for a Capital One credit card; it includes one man advising his mate to “then cut it up into little pieces and get a capital one card instead”. I really wish people would move away from the idea that cutting up a credit card is the be-all-and-end-all solution....
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Martin Lewis: Is it time to ban unnecessary Christmas presents?5 December 2022Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of...
Martin Lewis: The one thing everyone aged over 66 needs to know29 November 2022It is a national tragedy that getting on for a million pensioners, many of whom have been paying into the system for years, are missing out on a critical boost to their income. It's called pension credit, and this year it also means you get an extra £650 to help with energy bills.