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<channel>
	<title>Martin Lewis&#039; Blog...</title>
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	<link>http://blog.moneysavingexpert.com</link>
	<description>Blog of Martin Lewis - MoneySavingExpert</description>
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			<item>
		<title>On Parliament TV – Giving evidence at Treasury select committee</title>
		<link>http://blog.moneysavingexpert.com/2009/11/06/on-parliament-tv-%e2%80%93-giving-evidence-at-treasury-select-committee/</link>
		<comments>http://blog.moneysavingexpert.com/2009/11/06/on-parliament-tv-%e2%80%93-giving-evidence-at-treasury-select-committee/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 10:23:41 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1361</guid>
		<description><![CDATA[’ve just been sent a link to video of the evidence session at parliament where I was called alongside one of the MD’s at Moneysupermarket to talk about the Credit Application Trap.
Now I must admit, having had to check through the transcript the other day (they ask you to do it for accuracy) and realising [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/11/06/on-parliament-tv-%e2%80%93-giving-evidence-at-treasury-select-committee/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Record: 906,000 visits to MoneySavingExpert.com yesterday</title>
		<link>http://blog.moneysavingexpert.com/2009/11/05/new-record-906000-visits-to-moneysavingexpert-com-yesterday/</link>
		<comments>http://blog.moneysavingexpert.com/2009/11/05/new-record-906000-visits-to-moneysavingexpert-com-yesterday/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 15:12:59 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1357</guid>
		<description><![CDATA[esterday the site beat its all time record number of visits in day with 906,000, beating the previous record of 878,000.
Of course it was on a Wednesday, the day we send out the weekly MoneySaving email, which is always by far the biggest traffic day of the week.   
I thought stats nerds would [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/11/05/new-record-906000-visits-to-moneysavingexpert-com-yesterday/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Shutting down copycat forums – the system works.</title>
		<link>http://blog.moneysavingexpert.com/2009/11/04/shutting-down-copycat-forums-%e2%80%93-the-system-works/</link>
		<comments>http://blog.moneysavingexpert.com/2009/11/04/shutting-down-copycat-forums-%e2%80%93-the-system-works/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 17:49:21 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1354</guid>
		<description><![CDATA[The system of policing the internet can actually work. A couple of months ago some forum users sent us a note that they’d spotted a site in the US that had lock-stock and smoking barrel stolen the content of the forum.
I don’t just mean similar categories I mean they were grabbing people’s user names and [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/11/04/shutting-down-copycat-forums-%e2%80%93-the-system-works/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chancellor (in lift) says customers can choose which bank they’ll belong to.</title>
		<link>http://blog.moneysavingexpert.com/2009/11/03/chancellor-in-lift-says-customers-can-choose-which-bank-they%e2%80%99ll-belong-to/</link>
		<comments>http://blog.moneysavingexpert.com/2009/11/03/chancellor-in-lift-says-customers-can-choose-which-bank-they%e2%80%99ll-belong-to/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 08:39:47 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1335</guid>
		<description><![CDATA[Having blogged yesterday about RBS, NatWest new mini banks and my worries about which bank customer’s will belong to when banks are split, I found myself in the lift with Alastair Darling at GMTV this morning.  So, much to the consternation of his press officer, I said &#8220;excuse me&#8221; and put these worries to [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/11/03/chancellor-in-lift-says-customers-can-choose-which-bank-they%e2%80%99ll-belong-to/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>RBS, Lloyds &amp; Northern Rock create new mini-banks; what&#8217;ll it mean for customers?</title>
		<link>http://blog.moneysavingexpert.com/2009/11/02/rbs-lloyds-northern-rock-create-new-mini-banks-whatll-it-mean-for-customers/</link>
		<comments>http://blog.moneysavingexpert.com/2009/11/02/rbs-lloyds-northern-rock-create-new-mini-banks-whatll-it-mean-for-customers/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 17:38:06 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1332</guid>
		<description><![CDATA[The government has announced it is planning to spin off sections of the megabanks created during the deep debt rescue needed in the midst of the financial crisis.
We hear that Williams &#038; Glynn, a mainly North West-based bank that NatWest took over decades ago will be resurrected by RBS, TSB and others are likely to [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/11/02/rbs-lloyds-northern-rock-create-new-mini-banks-whatll-it-mean-for-customers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Just got a box of 48 free Kit Kats</title>
		<link>http://blog.moneysavingexpert.com/2009/10/30/just-got-a-box-of-48-free-kitkats/</link>
		<comments>http://blog.moneysavingexpert.com/2009/10/30/just-got-a-box-of-48-free-kitkats/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 11:45:33 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Idiosyncrasy]]></category>
		<category><![CDATA[Just for fun]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1316</guid>
		<description><![CDATA[Rather surprisingly a courier just delivered an unsolicited box of 48 four-fingered Kit Kats to the office. It was sent by Frank PR, who does its public relations – it seems my KitKat Crunching Crime blog must’ve come up in their search.
The chocolate has been distributed around the team – though I will be sending [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/10/30/just-got-a-box-of-48-free-kitkats/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Giving Evidence At Parliament:  What do I wear?</title>
		<link>http://blog.moneysavingexpert.com/2009/10/26/giving-evidence-at-parliament-what-do-i-wear/</link>
		<comments>http://blog.moneysavingexpert.com/2009/10/26/giving-evidence-at-parliament-what-do-i-wear/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 17:21:51 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Just for fun]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1314</guid>
		<description><![CDATA[Ok, mini blog, but tomorrow I’m giving evidence at the Treasury Select Committee on the Credit Application Trap, using a lot of the credit application trap feedback from the forum.
Now the other day for an informal meeting with the PM’s special advisors at number 10 (see my No. 10 blog for a pic) I wore [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/10/26/giving-evidence-at-parliament-what-do-i-wear/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Kit Kat Crunching Crime</title>
		<link>http://blog.moneysavingexpert.com/2009/10/26/kit-kat-crunching-crime/</link>
		<comments>http://blog.moneysavingexpert.com/2009/10/26/kit-kat-crunching-crime/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 11:28:15 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Food]]></category>
		<category><![CDATA[Just for fun]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1308</guid>
		<description><![CDATA[While this may sound trivial, and indeed is, I need to admit horror at something my friend Richard did at our house over the weekend.
He had a Kit Kat two finger packet, and instead of breaking it into fingers, simply bit across both fingers as if it was a single bar, entirely ignoring the Kit [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/10/26/kit-kat-crunching-crime/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A trip to Number 10&#8230; Inside Downing Street.</title>
		<link>http://blog.moneysavingexpert.com/2009/10/23/a-trip-to-number-10-inside-downing-street/</link>
		<comments>http://blog.moneysavingexpert.com/2009/10/23/a-trip-to-number-10-inside-downing-street/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 16:33:36 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1299</guid>
		<description><![CDATA[Walking through the gates of Downing Street is a bizarre experience. Before you get there it&#8217;s all hustle and bustle, but then once through it&#8217;s an old-fashioned London street that seems bizarre as there’s no traffic or people.
Yesterday afternoon, MSE Wendy and I went to meet two of the PM’s special advisors to chat about [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/10/23/a-trip-to-number-10-inside-downing-street/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Thanks to the cabbie who stopped me being such a loser</title>
		<link>http://blog.moneysavingexpert.com/2009/10/20/thanks-to-the-cabbie-who-stopped-me-being-such-a-loser/</link>
		<comments>http://blog.moneysavingexpert.com/2009/10/20/thanks-to-the-cabbie-who-stopped-me-being-such-a-loser/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 09:36:37 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1296</guid>
		<description><![CDATA[I&#8217;m a loser. I&#8217;ve a history of losing mobile phones.  This isn’t the first time I’ve admitted it though, in fact there’s a whole chapter dedicated to it in the Money Diet.
Last Thursday night was another classic example. I&#8217;d been kindly invited by GMTV to the London Press Ball, which is in aid of [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/10/20/thanks-to-the-cabbie-who-stopped-me-being-such-a-loser/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Premier League Table Redesigned:  Making mid-season tables more effective.</title>
		<link>http://blog.moneysavingexpert.com/2009/10/19/the-premier-league-table-redesigned-making-mid-season-tables-more-effective/</link>
		<comments>http://blog.moneysavingexpert.com/2009/10/19/the-premier-league-table-redesigned-making-mid-season-tables-more-effective/#comments</comments>
		<pubDate>Mon, 19 Oct 2009 12:20:14 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1283</guid>
		<description><![CDATA[Whenever I look at the premiership or any other football table mid-season it occurs to me that the display is mismatched according to the amount of games teams have played.  This is more prevalent later in the season when there&#8217;s a bigger discrepancy between games
Now of course you can simply look at the &#8220;games [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/10/19/the-premier-league-table-redesigned-making-mid-season-tables-more-effective/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>The name&#8217;s Bond, overseas Bond.  Shaken and stirred by the Post Office’s ads.</title>
		<link>http://blog.moneysavingexpert.com/2009/10/19/the-names-bond-overseas-bond-shaken-and-stirred-by-the-post-office%e2%80%99s-ads/</link>
		<comments>http://blog.moneysavingexpert.com/2009/10/19/the-names-bond-overseas-bond-shaken-and-stirred-by-the-post-office%e2%80%99s-ads/#comments</comments>
		<pubDate>Mon, 19 Oct 2009 09:53:16 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1281</guid>
		<description><![CDATA[The Post Office has decided to pump serious money into advertising its savings products – using former James Bond Roger Moore – he of the effervescent eyebrows. 
And international espionage is exactly the right theme, for unlike the vast majority of savings accounts, Post Office savings are NOT protected with the usual £50,000 per person [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/10/19/the-names-bond-overseas-bond-shaken-and-stirred-by-the-post-office%e2%80%99s-ads/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Thrifty Ways on the telly</title>
		<link>http://blog.moneysavingexpert.com/2009/10/16/thrifty-ways-on-the-telly/</link>
		<comments>http://blog.moneysavingexpert.com/2009/10/16/thrifty-ways-on-the-telly/#comments</comments>
		<pubDate>Fri, 16 Oct 2009 15:47:53 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1278</guid>
		<description><![CDATA[I&#8217;m quite excited about the programme on tonight. I’ve always wanted to do a Thrifty Ways programme, and it&#8217;s on ITV1 at 8pm. Often when doing a Tonight I do the voice-over without seeing the programme, as it&#8217;s done by the team in Manchester.  This however was a London production, so I&#8217;ve seen it.
I [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/10/16/thrifty-ways-on-the-telly/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is the economic cataclysm over?</title>
		<link>http://blog.moneysavingexpert.com/2009/10/16/is-the-economic-cataclysm-over/</link>
		<comments>http://blog.moneysavingexpert.com/2009/10/16/is-the-economic-cataclysm-over/#comments</comments>
		<pubDate>Fri, 16 Oct 2009 14:25:53 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1276</guid>
		<description><![CDATA[Forgive me slipping straight into a football analogy for the economy, yet as a Man City fan we’re quite used to tragedy so it lends itself nicely.
This season, even though City has new owners and a strong new team,  I’m still focused on us hitting 40 points. Once that’s done it means we’re safe [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/10/16/is-the-economic-cataclysm-over/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>MPs&#8217; expenses payback: now they know how tax credit victims feel.</title>
		<link>http://blog.moneysavingexpert.com/2009/10/13/mps-expenses-payback-now-they-know-how-tax-credit-victims-feel/</link>
		<comments>http://blog.moneysavingexpert.com/2009/10/13/mps-expenses-payback-now-they-know-how-tax-credit-victims-feel/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 13:48:16 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1272</guid>
		<description><![CDATA[Unlike many, I’m sympathetic towards MPs this morning. Many are in the following awful position:

They made an expenses claim.
They told the official body what they were doing and had it approved
Now retrospectively they are being told they got too much money and need to find the cash to pay it back.

To me there’s an argument [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/10/13/mps-expenses-payback-now-they-know-how-tax-credit-victims-feel/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>How many TV experts does it take to make a coffee?</title>
		<link>http://blog.moneysavingexpert.com/2009/10/13/how-many-tv-experts-does-it-take-to-make-a-coffee/</link>
		<comments>http://blog.moneysavingexpert.com/2009/10/13/how-many-tv-experts-does-it-take-to-make-a-coffee/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 13:28:04 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1266</guid>
		<description><![CDATA[Q. How many TV experts does it take to make a coffee?
A. Two.
GMTV green room this morning.  There&#8217;s a new tap which gives either boiling water for coffee or cold water.
Dr. Hilary and I went to grab a coffee. Sadly the tap defeated us.  It had two tabbed flaps and a button.  [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/10/13/how-many-tv-experts-does-it-take-to-make-a-coffee/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Stoozing&#8230; ready to enter the Oxford English Dictionary?</title>
		<link>http://blog.moneysavingexpert.com/2009/10/12/stoozing-ready-to-enter-the-oxford-english-dictionary/</link>
		<comments>http://blog.moneysavingexpert.com/2009/10/12/stoozing-ready-to-enter-the-oxford-english-dictionary/#comments</comments>
		<pubDate>Mon, 12 Oct 2009 15:34:25 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1263</guid>
		<description><![CDATA[I stooze, you stooze, they stooze, he’s a stoozer, she’s got a stoozepot, we’re all stoozing.  
While the practice of stoozing – making money from earning high interest on 0% debt – is less profitable than it used to be, I’ve discovered the Oxford English Corpus (the 2 billion word research body behind the [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/10/12/stoozing-ready-to-enter-the-oxford-english-dictionary/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Learning a new way to campaign&#8230;</title>
		<link>http://blog.moneysavingexpert.com/2009/10/02/learning-a-new-way-to-campaign/</link>
		<comments>http://blog.moneysavingexpert.com/2009/10/02/learning-a-new-way-to-campaign/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 12:24:20 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1261</guid>
		<description><![CDATA[Which works best, campaigning in the full glare of publicity, or working through official channels to lobby, push and get things done?
MSE’s traditional campaigning style
The perception of MoneySavingExpert.com has changed over the past few years.   Even as recently as 2007, when calling the Treasury to get answers about the Northern Rock crisis, we [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/10/02/learning-a-new-way-to-campaign/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>GMTV’s hidden pop hit predictor&#8230;</title>
		<link>http://blog.moneysavingexpert.com/2009/09/29/gmtv%e2%80%99s-hidden-pop-hit-predictor/</link>
		<comments>http://blog.moneysavingexpert.com/2009/09/29/gmtv%e2%80%99s-hidden-pop-hit-predictor/#comments</comments>
		<pubDate>Tue, 29 Sep 2009 14:49:31 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1259</guid>
		<description><![CDATA[Forget pop svengali Simon Cowell, ignore music maestro Jo Whiley, take no notice of the Mercury awards, as I’ve discovered the real predictor behind the musical throne.
It&#8217;s GMTV’s Glen, and other sound operators there&#8230;
At the back of the studio is a serious mixing desk and graphic equaliser. Each band which comes in to play usually [...]]]></description>
		<wfw:commentRss>http://blog.moneysavingexpert.com/2009/09/29/gmtv%e2%80%99s-hidden-pop-hit-predictor/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The “right to know rates before applying for credit” campaign moves apace</title>
		<link>http://blog.moneysavingexpert.com/2009/09/28/the-%e2%80%9cright-to-know-rates-before-applying-for-credit%e2%80%9d-campaign-moves-apace/</link>
		<comments>http://blog.moneysavingexpert.com/2009/09/28/the-%e2%80%9cright-to-know-rates-before-applying-for-credit%e2%80%9d-campaign-moves-apace/#comments</comments>
		<pubDate>Mon, 28 Sep 2009 14:46:27 +0000</pubDate>
		<dc:creator>Martin Lewis</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneysavingexpert.com/?p=1253</guid>
		<description><![CDATA[Apply for a product and it puts a search on your credit file, which hits your credit score. Yet many products are rate-for-risk, so without applying you can’t know the rate.   
This means many people apply for products, get accepted on a higher rate than expected, and then find it more difficult to [...]]]></description>
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		<slash:comments>0</slash:comments>
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